v1 · verified sources only
Where is idle cash actually earning?
A simple scoreboard of brokerage sweeps, money market funds, T-bills, and FDIC national savings — each row linked to an official source with an as-of date. No invented numbers.
Top verified yields right now
| Category | Name | Rate | As of | Source |
|---|
Idle-cash calculator
See dollars left on the table vs a better verified rate.
T-bill yields
Pulled from U.S. Treasury free feeds.
Schwab cash sweep
SEO page for Schwab’s everyday cash vs SWVXX.
Fidelity SPAXX
Current 7-day yield with source link.
Guides
Each page uses only rows already in the verified rates file. If a searched product is missing, the page says so.