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Schwab cash sweep rate
Schwab’s everyday uninvested brokerage cash is listed at 0.01% APY. A common higher-yield cash option inside Schwab is SWVXX at 3.77% 7-day yield (as of 2026-10-30).
| Option | Rate | As of | Source |
|---|---|---|---|
| Everyday uninvested cash | 0.01% APY | 2026-11-01 | schwab.com/cash-investments |
| Intelligent Portfolios Sweep | 3.47% APY | Effective 2026-10-01 | SIP sweep rates |
| SWVXX | 3.77% 7-day yield | 2026-10-30 | SWVXX |
Not advice.